How to Avoid Hidden Fees in Retirement Accounts

Managing your finances in retirement can feel overwhelming, especially regarding retirement accounts. For seniors living in retirement communities in Beaverton, understanding hidden fees is an essential step in protecting your savings. These sneaky charges can eat away at your nest egg if you’re not careful—but with a little knowledge, you can keep more of your hard-earned money.

Where Hidden Fees Lurk

Retirement accounts like IRAs, 401(k)s, and annuities often come with fees that aren’t obvious. Here’s where you might find them:

Administrative Fees

These cover account management but can add up quickly if not monitored.

Investment Expense Ratios

Mutual funds or ETFs in your account often have built-in fees for management. A seemingly small percentage—like 0.5%—can cost thousands over time.

Transaction Fees

Every time you buy or sell an investment, you could be charged a fee.

Early Withdrawal Penalties

If you take money out before the eligible age, you may face penalties and taxes.

Tips to Avoid Hidden Fees

Ask Questions

• When opening an account or choosing an investment, ask for a detailed breakdown of all fees.
• Example: “What are the annual fees, and are there any additional costs I should be aware of?”

Look for Low-Fee Funds

• Choose index funds or ETFs with low expense ratios. Many have fees as low as 0.03%, saving you a significant amount in the long run.

Consolidate Accounts

• Managing multiple accounts can mean various fees. Rolling them into one account might save money and make things simpler.

Review Statements Regularly

• Seniors, you can still keep an eye on your account statements from senior living for any unexpected charges.

Work with a Fiduciary Advisor

• Fiduciary advisors are legally required to act in your best financial interest, unlike some brokers who might prioritize commission-based products.

Tools to Help

Technology can make monitoring fees easier:

• Fee Comparison Tools: Websites like FeeX analyze your retirement accounts for hidden fees.
• Account Dashboards: Some apps let you consolidate and track all your accounts in one place, making it easier to spot unnecessary costs.

Support in Your Community

In independent living, financial wellness workshops often cover topics like avoiding hidden fees and managing retirement accounts. Residents can get advice from trusted professionals, ensuring they feel confident about their financial decisions.

Keep Your Savings Working for You

By understanding where hidden fees lurk and how to minimize them, you can make the most of your retirement savings. Every dollar saved on fees is a dollar you can spend enjoying your golden years.

Salt Substitutes may Reduce the Risk of Stroke

The Centers of Disease Control and Prevention (CDC) reports 795,000 people experience a stroke annually, and someone dies of a stroke nearly every 3 minutes. Furthermore almost one in four strokes is from individuals who have already had a stroke. With numbers this high, it makes preventing and mitigating the harm to families critical.

The journal, JAMA Cardiology, recently published the results of a study linking replacing regular salt with a potassium-enriched salt. They explain the substitute could be a low-cost, safe, and effective stroke intervention. The study found a significant 14% reduction in recurrent stroke rates and a 21% decrease in stroke-related deaths for persons using a salt substitute as compared to regular table salt. Backing up these results, the World Health Organization (WHO) says there is evidence to support salt substitutes that promote vascular health.

Potassium-enriched salts are a combination of sodium salt and potassium salt. However doctors say to talk to your doctor as certain medications and those with kidney disease or reduced kidney function need to be careful with potassium intake and should not use potassium-enriched salt substitutes.

If you want to reduce your salt intake altogether, you can season your food with herbs and spices. Especially flavorful are herbs like oregano, rosemary, thyme, chives and basil or spices such as cinnamon, turmeric and ginger. Also look for foods listed as “no salt” or low-sodium options. Cooking at home using fresh, whole foods is healthier as it lets you control the amount of sodium; and is much better than eating highly processed foods. Other ways to reduce your risk of stroke is to watch your weight, exercise and avoid smoking and excess alcohol consumption.

At the MorningStar of Arvada senior communities, we offer 5-star meals prepared using mainly fresh foods and served restaurant style in our charming dining room. Residents have the opportunity to self-manage dietary restrictions with choices of low sodium, sugar free, no sugar added, vegetarian, low fat, gluten free and dairy free options. Our community’s independent living and assisted living facilities offer 112 bright suites in spacious studios, and one- and two bedroom configurations. MorningStar’s distinct Reflections Neighbor provides holistic, compassionate memory care Arvada, CO families rely on. Contact us to schedule a tour of the area’s finest retirement communities.

Source:
medicalnewstoday.com/articles/potassium-enriched-salt-substitutes-tied-to-lower-stroke-related-risks?

Are Blue Light Protected Glasses Beneficial?

Blue light is a high-energy wavelength of visible light, which can be emitted from our digital screens that we all seem to be using more and more often. To “protect” us from this light, there are a plethora of blue light protected glasses everywhere. In addition we are hearing how much we need them now more than ever. So the question is do they actually work and is the extra expense worth it?

Since 2008, researchers have been studying blue-blocking or filtering products that are trying to decrease the transmission of ultraviolet light with wavelengths between 440 and 500 nanometers. Some digital devices recently began offering blue light-filtering settings to reduce the transmission of short wavelengths of light.

However it may not surprise you to hear there is some debate on whether we are adversely affected by blue light, to what degree and can blue light glasses help the problem. The Mayo Clinic explains, while blue light occurs in daylight, the waves omitting from our devices at night could be detrimental to a good night’s sleep as they may shift our circadian rhythm, the body's internal clock. However they also say studies do not show an improvement in eye strain or better sleep quality by using blue-blocking glasses. The American Academy of Ophthalmology agrees and doesn't recommend special eyewear for computer users.

Instead experts offer some suggestions to help diminish eyestrain and improve sleep such as monitoring the length of your screen time and to take frequent breaks. They say try the 20-20-20 rule of looking at an object 20 feet away for 20 seconds every 20 minutes. In addition an updated eye exam could detect problems with your eyes and whether prescription glasses might help eyestrain.

At the area’s finest retirement communities, MorningStar of Beaverton offers trusted assisted living, independent living and memory care. Our residents enjoy carefree retirement years with resort-style amenities, quality dining service and a complement of wellness programs and activities. For residents with Alzheimer’s and dementia-related diseases, Reflections Neighborhood is devoted to providing the specialized senior living needed to enhance quality of life. Contact us to learn more.

The Practice of Gratitude can Lead to a Peaceful Life

Many of us have felt the world is a scary place at one time or another, but studies show the simple practice of gratitude can go a long way toward helping us feel happier and less anxious. In fact experts say it is linked to mental and physical health benefits like feeling more optimistic and hopeful as well as strengthening relationships, boosting immunity, lowering blood pressure, improving sleep and decreasing the risk of depression.

However just like other healthy habits; the practice of gratitude takes a conscious effort. Experts say to receive the full benefits; it should not be saved only for special occasions but rather practiced every day.

To begin, we need to understand exactly what “gratitude” is. Erin Wiley, M.A., L.P.C.C., a licensed clinical psychotherapist and executive director of The Willow Center, explains that gratitude is “a positive state of mind evoked by focusing on and appreciating the good in one’s life.” By adopting a positive state of mind, we can concentrate on the good things as well as deal with negative events that come into our lives in a more fruitful way.

A helpful suggestion for getting into the habit of feeling more grateful includes using a journal daily to express your gratitude. In the same way, vocalizing feelings of gratitude gives them power and can help to override negative feelings. Also spread your feelings of gratitude toward others in your life. Actions such as volunteering are yet another way to feel gratitude.

At the MorningStar of Beaverton senior living we are both proud and grateful to provide the area’s finest assisted living, independent living and memory care. Contemporary suites are available in a variety of floor plans and configurations ranging from 325 to 971 square feet. For residents with Alzheimer’s and other forms of dementia, our Reflections Neighborhood offers trusted holistic memory care.

MorningStar of Beaverton’s convenient location in the western suburb of Portland put us close to Providence Medical Center, Kaiser Foundation Hospital and Hillsboro Medical Center. Please contact us to schedule a personalized tour of our beautiful retirement communities Beaverton and ask about our special offers.

Source:
prevention.com/health/mental-health/a44398876/how-to-practice-gratitude/?

Alzheimer’s Disease – Signs & Risks

Experts explain it is not always easy to recognize Alzheimer’s in the early stages. Some of the first signs of the disease include things that can be passed off as “old age” such as forgetfulness. Many otherwise healthy older adults find their brains are not as sharp as they were when they were younger. Other symptoms may come on so slowly, families are not aware of the changes. In some cases the individual hides the problems or compensates for them so they don’t stand out.

Doctors say it is important to try and recognize the early signs of Alzheimer’s as many of the available treatments work better if taken in the early stages. Talk to your healthcare provider about scheduling the physical and mental tests to help you get a diagnosis.

Although the outset of symptoms can differ from person to person, it is generally believed one of the early signs is short-term memory. As the disease progresses, individuals forget conversations, repeat themselves and start to ask the same questions over and over. Eventually long-term memories start to erode.

Disorientation often follows with a person having a hard time figuring out time and space. They may think it is time to go even though they just got somewhere, or think they are hungry after they have just eaten. The person may not have a firm grasp on spatial surroundings and not be sure where they are. Lapses in judgement and a hard time making decisions increase their confusion.

As Alzheimer’s advances, the person experiences more and more difficulty functioning within their daily life. Communication is harder and the person can become moody, withdrawn or depressed.

Risk factors for Alzheimer’s include family history, age and gender. Most cases of Alzheimer’s occur after age 65 and affect more women than men. Having a parent or sibling with the disease doubles the person’s risk. A gene identified as apolipoprotein E (ApoE) has three variants: E2, E3, and E4. It is the E4 variant that scientists believe plays a role in the faulty clearing of beta-amyloid deposits from the brain.

Studies also suggest many of the same factors that harm the heart such as high blood pressure, obesity, high cholesterol and diabetes as well as smoking, being depressed or hearing loss can increase your risk. Talk to your doctor about any warning signs you may have or the impact of your risk factors.

MorningStar of Arvada senior communities offers independent living and assisted living facilities with senior care and hospitality services, luxury amenities and activities. Our distinct Reflections Neighborhood provides memory care Arvada, CO families trust for their loved ones with Alzheimer’s and other dementia-related disease within an intimate, supportive and loving environment. Contact us to learn more about our community and set up a personalized tour to see firsthand what the best retirement communities look like.

Easy Ways to Substitute Foods to Lower Cholesterol

While we know high cholesterol can be dangerous, many of us do not know exactly what steps we need to take to lower our numbers. A recent article in the Harvard Health Publishing newsletter, shares a few quick tips to help improve heart health through dietary choices.

Their first recommendation is to avoid saturated and trans fats; and instead use vegetable oils that contain unsaturated fats and nutrients. Heart healthy vegetable oils include avocado, safflower, rapeseed, olive, and flaxseed. Some unsaturated oils should not be used in high-heat cooking such as flaxseed and extra-virgin olive oil as they have a low smoke point and are best to use in sauces and dressings. Heart-healthy oils help to lower harmful "bad" low-density lipoprotein (LDL) cholesterol and raise healthy high-density lipoprotein (HDL) cholesterol. Experts say individuals who need to lower cholesterol should have no more than 6% of their calories from saturated fats, like butter.

Another tip for lowering cholesterol is to increase your daily amount of soluble fiber with foods like oatmeal, beans, lentils, apples, pears, and oranges. Also include plant sterols and stanols to your diet, which are found in foods like cereals, rice bran and wheat germ, soybeans, avocados and nuts. Other healthy heart foods include oily fish (salmon, tuna and mackerel), chicken, fruits and vegetables, and whole grains.

Harvard Health Publishing says the bottom line is to talk to your doctor about your health needs and goals. Moreover if it turns out following a low cholesterol diet doesn’t give you the numbers you want, and you need medication, your dietary changes may mean you do not need as high of a dose.  

MorningStar of Arvada, assisted living facilities are designed around the various needs of older adults, and provides senior-friendly activities and companionship with like-minded adults of a similar age. As MorningStar takes care of the outside chores and the cleaning and cooking, you have the time to focus on the things you love. Reflections Neighborhood offers assisted living Arvada, CO families trust for a loved one with Alzheimer’s or another dementia-related disease. Also ask about Safely You technology, which allows us to detect and prevent falls for senior living Arvada residents using (AI) Artificial Intelligence. Contact us today to schedule a tour of our beautiful community.

The Causes of Shoulder Blade Pain

The shoulder blade, referred to as the scapulae, consists of triangular bones on the back of the shoulders; and are attached to the top of the arm at the shoulder joint and the clavicle (at the acromioclavicular joint). As the area is surrounded by muscles, tendons and ligaments, doctors say determining the cause of shoulder blade pain can be difficult.

The Medical News Today website explains shoulder blade pain can be caused by a number of conditions including a heart attack. Other causes may be sleeping in an uncomfortable position, strain from lifting a heavy object, and physical trauma.

Examples of bone or joint problems are pain caused by a fall or accident that results in a fracture. Other bone and joint issues include degenerative conditions like arthritis, bursitis or frozen shoulders. One type of arthritis called ankylosing spondylitis primarily affects the spine and can cause pain and inflammation in the surrounding area including the shoulders.

Shoulder pain that arises beneath the bone that forms the “roof” of the shoulder (the acromion) is often referred to as shoulder impingement. Experts say the cause is often unknown and in about 50% of people, the pain gets better after around 6 months. Treatment includes pain medication, cooling the area and physical therapy.

Muscle and tendon problems causing shoulder pain include the rotator cuff, muscle strain and overuse of the area. The rotator cuff is a set of muscles that helps the arm and shoulder move and injuries are common including tears to one of the cuff tendons. Treatment includes taking over-the-counter nonsteroidal anti-inflammatory drugs or pain medications to minimize swelling and discomfort, applying ice packs and physical therapy. In some cases your doctor may recommend surgery.

Consult your healthcare provider about lingering shoulder blade pain. Also remember shoulder pain is associated with a heart attack, so anyone experiencing shoulder pains along with shortness of breath, or other signs of a heart attack, should seek immediate medical attention.

MorningStar of Arvada senior living allows residents the opportunity to fully enjoy their retirement years. Our independent living and assisted living suites provide all the privacy you want with high-end designs and safety features as well as senior care services, resort-style amenities and wellness programs. For assisted living facilities Arvada, CO families have come to rely on our distinct Reflections Neighborhood to provide holistic, all-inclusive services with compassion and expertise.  Contact us to set up a tour of our highly desirable community. 

Source: medicalnewstoday.com/articles/319774

Keeping Track of Your Numbers can lead to Better Health

Now that New Year’s has come and gone, have you already slacked off on your resolution to improve your heart health? If you have, experts say today is just as good of a day to begin.

To get started, an effective way to monitor your heart health goals is to keep track of your daily exercise, blood pressure, weight, and cholesterol numbers. An easy way to track your daily exercise is to wear a fitness watch. Many models give you information on everything from counting steps, your heart beat, calories you burn, and the duration and quality of your sleep.

Body weight is another indicator of overall health. To get an idea of where you stand, find your body mass index (BMI) as it measures your overall body fat. The higher your BMI, the higher your risk for certain conditions like heart disease, high blood pressure, high cholesterol, type 2 diabetes and more.

It is recommended you make an appointment with your healthcare provider to get to know your numbers. This should include checking your blood pressure and drawing blood to find out your cholesterol numbers. If you have diabetes, ask your doctor how often you need to test your blood sugar levels.

If good heart health for you means losing some weight, one suggestion is to keep a daily food journal to stay on track of what you eat and drink. It can also help you get in the habit of drinking more water each day. Keep your journal in a place where you will remember to update it. Experts say following the DASH (Dietary Approaches to Stop Hypertension) is a science-based way of eating that can help you reduce high blood pressure and has other heart health benefits.

MorningStar of Arvada offers independent living, assisted living facilities and memory care Arvada, CO. seniors count on. Our fashionable community’s 112 bright independent and senior living suites make it easy for seniors to comfortably and securely age in place without giving up any of their freedom or choices. MorningStar’s distinct Reflections Neighborhood is devoted to providing compassionate assisted living Arvada for seniors from the beginning stage of Alzheimer’s and other dementia-related diseases to the most advanced stages. Please contact us to set up a personalized tour of our beautiful community.

Take the Time for Self-Care

Most of us experience some level of stress whether it is just occasionally or something that bothers us on a more frequent basis. If you want to know how to handle stress better, Dr. Shalu Ramchandani, an integrative medicine specialist at the Harvard-affiliated Benson-Henry Institute for Mind Body Medicine at Massachusetts General Hospital, recommends following good health habits. These include eating a predominantly plant-based diet, exercising on a regular basis, sleeping at least seven hours a night and staying socially connected.

Another beneficial habit to reduce stress is to practice self-care, which is simply taking time out of your day to do something that makes you feel good. Experts recommend one of the top self-care habits is to practice mindfulness. Spending too much time on things such as problem-solving and negative thoughts can make you more likely to experience stress, anxiety and symptoms of depression. Practicing mindfulness with breathing exercises, guided imagery and other practices can help you direct your attention away from this kind of thinking and relax the body and mind.

Self-care habits can include taking a walk out in nature, practicing yoga, taking a bath or doing some stretches before bedtime. Some people feel a sense of calm using aromatherapy with scents known to be calming like lavender, rose, bergamot and frankincense. Lighting a room using candles or getting a massage can also be effective.

Research finds watching a movie or an episode of a comedy show that makes us laugh can additionally reduce our stress hormones. For others, listening to soothing music may be calming. If coffee or caffeinated drinks make you feel jittery or anxious, cut back and replace with decaffeinated substitutes or drink water or natural fruit juices. If nothing seems to help, and your stress and anxiety levels are not improving, consult your healthcare provider.

If you are considering senior living in Peoria, Arizona, we encourage you to learn more about MorningStar at Golden Ridge. Residents enjoy maintenance-free living, opportunities for new friendships, wellness programs, and the chance to relax in beautiful surroundings. Along with spacious apartments in a variety of floor plans, we offer a host of amenities including chef-inspired nutritious meals, pool, bistro bar, theater, salon and fitness centers. Please contact us or visit our website for more information.

MorningStar takes tremendous pride in the reputation we have earned for excellence and authenticity since our inception in 2003. We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon that truth daily, as we care for, inspire, and love the residents under our roof. Contact us to learn more about the finest senior living in Peoria, Arizona.

Doctors Use a Variety of Tools to Diagnosis Alzheimer’s Disease

While there is not one single test used to definitively diagnose Alzheimer’s disease, doctors typically use a variety of tools to make a diagnosis. Along with the person’s primary care provider, specialists like neurologists, neuropsychologists, geriatricians and geriatric psychiatrists may all be involved in determining if the patient’s problems are Alzheimer’s or caused by other reasons.

The process starts with a medical workup done by a health care provider that includes the person’s history of medical problems as well as any history of psychiatric, cognitive or behavioral problems. It is important to tell the doctor about all current medications including over-the-counter-drugs and supplements the person is taking. Your doctor will also want to know if there is a family history of Alzheimer’s or other cognitive problems.

A physical exam should include a check of reflexes, blood pressure levels and questions regarding sleep patterns, diet, exercise and other lifestyle habits. A structural brain imaging scan such an MRI or computed tomography is used to rule out damage to the brain from stroke, tumors, head trauma or a build-up of fluid. Blood and urine tests can rule out other reasons for symptoms. The Alzheimer’s Association says common causes of dementia-like symptoms include depression, untreated sleep apnea, delirium, side effects of medications, thyroid problems, certain vitamin deficiencies and excessive alcohol consumption.

The doctor may also use one of several cognitive, functional tests to evaluate the person’s memory, thinking and simple problem-solving skills. Professionals state, “There is an urgent need for a simple, inexpensive, non-invasive and easily available diagnostic tool such as blood tests to diagnose the disease.” Currently researchers are experimenting with a variety of tests to enable them to track changes more easily in the brain to identify the disease. Health professionals do not recommend routine genetic testing for Alzheimer’s disease at this time.

Along with independent and assisted living, MorningStar at Golden Ridge offers individualized, specialized care in our Reflections Neighborhood for those at the onset of Alzheimer’s disease through to the most advanced stages. Beginning with compassionate caregivers to activities, programs and meal services tailored to our residents’ special needs, we bring a deep understanding of the disease to our care. Please contact us or visit our website for more information about trusted senior living in Peoria, Arizona.

MorningStar is guided by a culture rooted in our mission of honoring God, valuing seniors, and investing in our team, which allows us to deliver services with warmth, sincerity and depth of purpose. We have built a reputation for creating homes filled with an atmosphere of love and community. Please contact us to learn more about the finest senior living in Peoria, Arizona.

Source: alz.org/alzheimers-dementia/diagnosis/medical_tests

MorningStar at Golden Ridge Offers Active Seniors a Carefree Lifestyle

MorningStar Senior Living at Golden Ridge provides carefree retirement years in Peoria, Arizona. Our friendly and comfortable independent living consists of 38 Casitas with a full array of amenities and services. MorningStar at Golden Ridge is conveniently located to both Peoria and Glendale, and close to shopping, restaurants, and the medical community. We are situated on a large campus with the Casitas set back on the property within their own private neighborhood with a clubhouse and swimming pool.

Our two-bedroom Casita homes are ideal for active seniors and feature high-end finishes, washer and dryer, and an attached garage. Our spacious common areas include an outdoor dining patio and a saline swimming pool with hot tub. MorningStar’s staff handles all the maintenance, both inside and out. Residents also enjoy our housekeeping services. The base rent includes two meals per day, continental breakfast in the Clubhouse and a meal created by our Executive Chef in our full-service dining room in the main building.

Along with our beautiful surroundings, MorningStar at Golden Ridge offers a variety of life enrichment programs, including fitness, social, enrichment, recreational and wellness. Activities are centered around the interests and hobbies of residents with a full monthly calendar that has something for everyone. Scheduled transportation is also available.

Furthermore, while our operating license does not permit us to extend care to those in our independent living neighborhood, you are welcome to bring in home health agencies to serve you, if the need arises. In addition you will get priority placement (subject to availability) if you wish to move to our assisted living or memory care.

Please contact us to learn more about our community as well as to inquire about pricing, availability and to schedule a tour. We look forward to hearing from you.

MorningStar’s foundation is based on the mission to honor God, value seniors and invest in our staff to create a unique senior living experience. Set in a warm, loving atmosphere with beautiful surroundings and resort-style amenities, we provide the finest independent living, assisted living and memory care in Peoria, Arizona. Contact us or visit our website for more information.

The Move to Assisted Living

Moving can be exhausting and many of us have mixed feelings about the change – both looking forward to a new adventure and sad to leave our old life behind. Now imagine what your parents may be feeling as they leave a familiar home for an assisted living community. The change can be even more difficult if they are going into memory care.

Experts say there are things family members can do to help ease the transition and make it a more positive experience. First, involve your loved one in the decision-making process as much as possible. Discuss the various benefits of each community regarding suites, amenities, food service and the helpfulness of the staff and administrators. Also, read online reviews from other families and residents; and take advantage of in-person tours.

Once the decision is made on a particular community, now help mom or dad decide on what to bring to their new space, keeping in mind it is probably smaller than their current home. Consider an item based on its practicality, footprint, and your loved one’s feelings toward it. Be sure to include personal mementos such as family pictures and a few of their most cherished treasures he/she has collected through the years. Other furniture and items can be given to family members, sold or donated to charity.

Experts advise adult children to play an active role in helping a loved one settle into their new home and to remember it is an emotional adjustment. In-person visits help as do phone calls to let them know you are still thinking of them.

At MorningStar at Golden Ridge, we are experienced in helping residents make a smooth transition to our community by working alongside our residents and their families to listen to concerns and help solve any problems. MorningStar’s assisted living residents enjoy stylish suites, all-day dining, wellness programs, activities and amenities including a theatre/chapel, fitness centers, salon, bistro bar and beautiful outdoor areas.

Please contact us to learn more about our exceptional senior living in Peoria, Arizona. Not only are we happy to answer any questions you may have but our website provides information on our company’s history, vision, and mission.

MorningStar takes tremendous pride in the reputation we have earned for excellence and authenticity since our inception in 2003. We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon that truth daily, as we care for, inspire, and love the residents under our roof. Contact us for more information about the finest assisted living in Peoria, Arizona.

Are You Living With Too Much Clutter?

If we have lived in a house or apartment for a while, clutter can start to build and feel overwhelming. When the task seems too big, you may be unsure on how to begin decluttering. This can be a good time to turn to the experts.

The first tip is to narrow down an area to start in. Have garbage bags ready for things to throw away, donate or give to someone you know. Now focus on items you have more of than you need. For example a kitchen can feel really cluttered and disorganized if you have drawers and cupboards filled with way too many spatulas, baking tins, mixing bowls or mugs. Chipped, cracked or worn out items should be thrown out. With duplicate items, save the best, give away or throw out the worst.

If something is broken and not worth getting fixed, throw it away or see if it can be recycled. The same goes for items you never use including gifts. If something is in good shape, pass it along to local thrift stores or charities where it will have a chance to find a new home and help a good cause.

To reduce clutter in landfills, check the internet to find places that accept various household items. Old linens and blankets are generally welcomed at animal shelters. Home for Habitat locations will usually accept working appliances, usable furniture and construction materials. Your old phone can be put into the hands of someone that will use it or safely recycle by various organizations.

Thought your old iPod was useless? There are organizations that give working iPods to lift the spirits of people with Alzheimer’s and other illnesses with the gift of music. Things from old yoga mats to sports equipment can be recycled or given a new home. Some charities specialize in using donated business clothing to give a boost to people starting their careers. Coats and jackets in good condition are sent here and around the world to people in need. Check on the internet to find places for other things you no longer need.

At MorningStar at Golden Ridge, our beautiful community offers 38 Casitas with attached garages for independent living along with 65 spacious assisted living suites in studio, one-bedroom and-two-bedroom floorplans. In addition, our distinct Reflections Neighborhood has 35 memory care suites for seniors with Alzheimer’s and other dementia-related diseases. We are located minutes from Glendale, near Cardinal’s stadium, with easy access to shopping, restaurants and major medical facilities. Contact us for more information and to set up an in-person tour.

MorningStar’s senior living communities across the U.S. have a passionate commitment to serving seniors, earning a reputation for satisfaction that is second to none. Set in a warm, loving atmosphere with beautiful surroundings and resort-style amenities, we provide the finest independent living, assisted living and memory care in Peoria, AZ. Contact us or visit our website to learn more.

Recognizing When It's Time for Memory Care

The US News & World Reports, states, “More than 6 million people in the U.S. have Alzheimer's disease according to the Alzheimer's Association. More than 11 million family members care for someone with dementia, while others with memory issues live in assisted living communities, nursing homes or memory care units.”

The decline of a person with Alzheimer’s disease slowly worsens over time; and it is not always easy for family members to recognize their loved one needs additional support for both their safety and daily living activities. Healthcare providers say a community setting may be called for if the person exhibits subtle behavioral changes in personality, declining health and an increase in confusion. Incontinence is another reason families turn to memory care. Moreover, the family caregiver should be considered as increasing needs can lead to caregiver burnout. Also, memory care provides peace of mind if your loved one is no longer answering their phone or replying to emails.

For some, Alzheimer’s can bring with it dramatic and challenging behavior changes. Your gentle spirited mom or dad may start to exhibit aggressive behaviors that are difficult to deal with. A generally outgoing person may withdraw and avoid socializing. Hygiene can be hit and miss, and often the person no longer changes clothes or brushes their hair or teeth.

Other behaviors that change over time can make family caregiving increasingly difficult and time-consuming. Physical safety concerns such as wandering, forgetting to turn off the stove, burning themselves or still driving can be a constant worry.

Senior living communities offering specialized memory care like MorningStar at Golden Ridge are equipped to handle these challenges. To begin with, the physical makeup of our distinct Reflections Neighborhood is designed to protect residents from harm and includes secure doors, enclosed courtyards and easy-to-navigate surroundings.

All MorningStar’s compassionate, dedicated team receive training to provide the best care. In addition, memory care residents are encouraged to participate in a variety of purposeful activities that include music, life skills, art, entertainment and exercise as well as special events and outings. We invite you to schedule a tour to experience firsthand our philosophy and commitment to caring for those with Alzheimer’s and other dementia-related diseases.

MorningStar is guided by a culture rooted in our mission of honoring God, valuing seniors, and investing in our team, which allows us to deliver services with warmth, sincerity and depth of purpose. We have built a reputation for creating homes filled with an atmosphere of love and community. Please contact us to learn more about the finest senior living in Peoria, Arizona.

Getting Enough Vitamin D

There has been much in the news lately about Vitamin D including how much we need each day and the fact that far too many people may be deficient. Medical professionals say there are not many foods high in Vitamin D so relying only on what we eat can be challenging. It is estimated close to half of all Americans are deficient in D; but without a blood test, it is difficult to know for sure.

Vitamin D is good for us as it contributes to bone health by aiding our bodies with absorbing calcium and phosphorus. It additionally helps nerves carry messages between the brain and other parts of the body as well as fights inflammation.

A food high in D is rainbow trout. Dieticians say one 3-ounce serving contains 645 IUs, which is more than the daily recommended serving for adults. Other foods high in D include salmon, which is high in vitamin D and omega-3 fatty acids, egg yolks and canned tuna. Mushrooms grown under UV light also have a good amount of vitamin D. Another source is food fortified with D such as many types of milk, yogurt, cereals and orange juice.

If you are concerned about sun exposure due to the risk of skin cancer and don’t want to get vitamin D that way, experts say it only takes about 10 to 30 minutes of daily direct sunlight exposure to ensure vitamin production. The National Institutes of Health recommends a daily allowance of 600 international units IU (15 micrograms) of vitamin D for most adults. For seniors 70 years and older, 800 IU (20 micrograms) is the daily recommendation. Ask your doctor for a blood test to determine your current levels and how much vitamin D you need.

MorningStar Senior Living at Golden Ridge offers stylish apartments for independent and assisted living in Peoria, Arizona with a choice of floor plans. In addition, our Reflections Neighborhood has suites for residents with Alzheimer’s disease and other memory impairments. Our many services, wellness programs and activities are designed to support and enhance residents’ physical, mental, social and spiritual wellbeing. Contact us or visit our website for more information and to set up a tour.

MorningStar has considered it a privilege and responsibility to “cast a new light” on senior living, inspired and empowered by our unique mission: to honor, to value, to invest. Our passionate commitment to serving seniors has earned us a reputation for satisfaction that is second to none. Contact us to learn more about the finest independent living, assisted living and memory care in Peoria, AZ.

Source: health.usnews.com/wellness/food/articles/vitamin-d-foods