The Federal Trade Commission reported in 2023, adults in the U.S. lost a record $10 billion to fraud. They want us to remember scammers are skilled and persuasive, and use tactics designed to catch us off guard.
A common scam is to phone older adults and pretend to be from organizations like the IRS, Social Security Administration or Medicare. During the call, they ask for personal information, and if the person is reluctant to give it, they threaten to cut off benefits. Once they have your information, they use it to commit identity theft.
Be wary of calls from someone who claims you have won a lottery or prize and the only hitch is you need to send money or gift cards to cover taxes and processing fees. Also, don’t be taken in by a popular scam claiming your computer is compromised and you need to pay them to fix it. Especially targeted at seniors is a caller pretending to be a grandchild or relative (or their friend) pleading for money to be wired to get out of jail or other types of trouble.
To protect yourself, change your passwords often and make sure they are complicated. Use two-step verifications when you have the option. Be careful of giving out any information over the phone, in emails or through texts. Avoid transferring money or purchasing gift cards over the phone. Experts say once you complete such a transaction, the money is typically unrecoverable. Finally, if you are targeted by a scam, notify your local police department or reach out to the National Elder Fraud Hotline.
At MorningStar at Golden Ridge, we provide independent and assisted living homes that allow residents to comfortably age in place. Our beautiful home has an array of luxury amenities; wellness programs and activities; and tasty, delicious meals served restaurant-style. Residents enjoy carefree retirement years and a community of friends.
For those living with Alzheimer’s and other dementia-related diseases, our distinct Reflections Neighborhood offers all-inclusive assisted living that is both compassionate and experienced. Contact us for more information and to schedule a personalized tour.
MorningStar is guided by a culture rooted in our mission of honoring God, valuing seniors, and investing in our team, which allows us to deliver services with warmth, sincerity and depth of purpose. We have built a reputation for creating homes filled with an atmosphere of love and community. Contact us to learn more about the finest independent living, assisted living and memory care in Peoria, AZ.
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